

SERVICES
Building the financial skills and knowledge that lead to economic stability.
FINANCIAL

VITA (Volunteer Income Tax Assistance)
MOC’s Volunteer Income Tax Assistance (VITA) program is a national, IRS sponsored program in which IRS certified volunteers prepare and process tax returns for free for individuals and families whose income falls within the program guidelines. The returns are e-filed for quick refunds. Volunteer tax preparers are trained to find tax credits for which many low- to moderate-income families are eligible such as the Earned Income Credit, the Child Care Credit, the Education Credit, and the Circuit Breaker Credit for senior tax payers.
FINANCIAL EDUCATION
MOC’s Financial Education classes and workshops are offered for free in the community as well as through MOC programs. The classes are provided in four to six weekly sessions of two hours each, while the workshops consist of one two hour session. Lessons include: creating a savings plan; budgeting, credit reporting and credit repair; financial goal setting; and avoiding delinquency and foreclosure.

Tel: 978-345-7040
Fax: 978-343-7360
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