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SERVICES

Building the financial skills and knowledge that lead to economic stability.

FINANCIAL

VITA (Volunteer Income Tax Assistance)

MOC’s Volunteer Income Tax Assistance (VITA) program is a national, IRS sponsored program in which IRS certified volunteers prepare and process tax returns for free for individuals and families whose income falls within the program guidelines. The returns are e-filed for quick refunds. Volunteer tax preparers are trained to find tax credits for which many low- to moderate-income families are eligible such as the Earned Income Credit, the Child Care Credit, the Education Credit, and the Circuit Breaker Credit for senior tax payers.

VITA TAX PREPARATION - BY APPOINTMENT ONLY

MOC will begin scheduling free tax preparation appointments for individuals and families with incomes up to $64,000 on TUESDAY, FEBRUARY 6, 2024. All appointments are scheduled by a VITA representative ONLY. To begin your registration process, please contact 978-345-7040. Please note, appointments can be either virtual or in-person. * Anyone who has been defrauded of a refund in previous years is encouraged to file as soon as possible to reduce the risk of fraud and identity theft. This can also apply to single parents with children in their household. *

For virtual appointments, the taxpayer MUST upload all required documents online (link to be provided by the VITA representative) before your appointment can be scheduled. Virtual taxpayers must have the ability to conduct a Zoom video conference call on a computer, tablet or smartphone.  

IF YOU HAVE ALREADY CONTACTED A VITA REPRESENTATIVE, THE FOLLOWING DOCUMENTS WILL BE NECESSARY TO UPLOAD FOR YOUR APPOINTMENT:​

  • MOC Intake Form (please download the document here and save to your device)

  • IRS Virtual Consent Form (please download the document here and save to your device)

  • IRS Questionnaire Form (please download the document here and save to your device)

  • Current photo ID (driver's license, state ID or student ID); Social Security cards or ITINs for you, your spouse and any dependents

  • All wage and tax statements including the following forms: W-2, W-2G, any 1099 and any 1098; any other tax document(s) you have received.

  • Health insurance cards for each household member.

  • Bank information for direct deposit (routing, account number). 

  • If you are unsure if VITA needs it, send it along. 

For in-person appointments, the taxpayer will bring documents as described by the appointment scheduler on the telephone.

To ensure the safety of your tax information, no physical documents may be dropped off at any location.

FINANCIAL EDUCATION

MOC’s Financial Education classes and workshops are offered for free in the community as well as through MOC programs. The classes are provided in four to six weekly sessions of two hours each, while the workshops consist of one two hour session. Lessons include: creating a savings plan; budgeting, credit reporting and credit repair; financial goal setting; and avoiding delinquency and foreclosure.

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